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6. Rental Reimbursement

Rental reimbursement is exactly what it sounds like — it provides you with money for renting a replacement truck while your vehicle is being repaired.

5. Motor Truck Cargo

This coverage provides you with protection if the cargo on one of your commercial trucks is lost or damaged. Premiums will depend on the freight type. Specific types of cargo are vital to specify. “General Freights” is an insufficient and misleading term. Coverage for...

4. Bobtail 

Bobtail coverage, also called non-trucking liability, is coverage for circumstances where the truck driver is driving the truck for personal reasons or is off dispatch. Any situations where the owner-operator isn’t covered by primary liability coverage, bobtail...

3. Physical Damage

Physical damage coverage will pay for a Ace commercial insurance truck or trailer repairs from damage by things like: Vandalism Collision Theft Natural disasters Alternatively, if your truck becomes damaged beyond repair, this coverage will replace it. The cost of the...

2. General Liability

Every state requires general liability coverage. It protects you if one of your drivers causes property damage or bodily damage because of a crash. It covers a driver’s actions who is operating on another person’s premises, like truck stops or loading docks. It also...